Most people hold their medical aid, life cover, bank account, investments, car insurance and Will in six different places. Jean Pierre brings them together under Discovery, so each one makes the others cheaper, stronger and more rewarding.
Vitality sits at the centre. Every Discovery solution plugs into it, and every additional solution you hold unlocks discounts and rewards on the others. Tap a segment to see what it does and what it unlocks.
Each one stands on its own. Together they cover your health, your income, your money, your assets and your legacy.
Better health. Better life.
Unlocks discounts on Life up to 25%, Investments up to 10%, Vitality Drive up to 10%
Bank better. Live better.
Unlocks discounts on Life up to 15%, Investments up to 10%, Vitality Drive up to 10%
Cover today. Confidence always.
Unlocks discounts on Health up to 25%, Investments up to 10%, Bank up to 15%
Invest today. Secure tomorrow.
Unlocks discounts on Life up to 10%, Health up to 10%, Bank up to 10%
Protect what matters most.
Unlocks discounts on Life up to 10%, Bank up to 10%, Health up to 10%
Protect your legacy.
Your Will is free through Discovery, and storing it with Discovery earns 10 000 Vitality Money points
The ecosystem is designed as a flywheel. Each step feeds the next, and an annual review keeps everything aligned with where your life is going.
No product pitch. We start with your life, then look at what you own and what you owe. From there the right solutions become obvious. Here is what we will talk through.
Are you married? Do you have children or other dependants? Does anyone have special needs? Any big future commitments like school fees or medical care?
This is the foundation of real financial advice. Everything else is built on who depends on you.
Do you own a property? What is it worth and what do you still owe?
Opens the conversation about cover to settle the bond, building insurance and Discovery Bank's home loan offering, so your family can stay in the home debt-free.
Do you own a vehicle? What is it worth and what do you owe on it?
Cover to settle vehicle finance, short-term insurance, and benefits like Retail Value Booster and Zero Excess.
How much do you have set aside as a nest egg?
Bank accounts freeze on death, which creates liquidity problems and executor fees. Nominated beneficiaries on the right products bypass the estate and give your family accessible cash.
Do you own or share in a business?
Shares form part of your estate and may pass to an unwanted partner. Buy-and-sell agreements, key person insurance and contingent liability cover protect the business and your family.
Retirement funds (pension, provident, RA) and non-retirement investments (endowments, unit trusts, other).
Non-retirement investments form part of your estate and can trigger executor fees and estate duty, because they cannot carry beneficiary nominations.
Do you have cover already? Who are the beneficiaries?
If the beneficiary is not your spouse, estate duty still applies. If the policy is meant to settle debt, the beneficiary choice matters a great deal.
Personal loans, credit facilities and anything else you owe.
Loans remain in your estate. Life cover can make sure the person who owes the money is not the person who is left carrying it.
A Will without a plan can leave your loved ones with costs, delays and disputes. We draft yours alongside the estate conversation, at no cost.
Discovery financial adviser
Don't sell products. Build ecosystems. Every additional solution makes every other solution more valuable.
Jean Pierre works with families, professionals and business owners who want one clear picture of their finances instead of six disconnected policies. His approach starts with your life and your dependants, not with a brochure, and ends with a plan that is reviewed every year as your circumstances change.
Our goal is simple: give every client financial clarity today, so their loved ones have peace of mind tomorrow.
There is no obligation and no cost. Tell Jean Pierre a little about your situation and which areas you would like to talk about, and he will be in touch.